Medicare has 2 Parts.
Medicare Part A (hospital insurance) generally covers inpatient hospital stays, skilled nursing care, hospice care, and limited home health-care services. You typically pay a deductible and coinsurance and/or copayments.
Medicare Part B (medical insurance) helps pay for services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services.
A Medicare Supplement Insurance (Medigap) policy is health insurance that can help pay some of the health care costs that Original Medicaredoesn't cover, like coinsurance, copayments, or deductibles.These policies are offered by private insurance companies.
Medicare Part D is simply insurance for your medication needs. You pay a monthly premium to an insurance carrier for your Part D plan. In return, you use the insurance carrier's network of pharmacies to purchase your prescription medications.
Medicare Advantage Plans, sometimes called Part C, are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through the Medicare Advantage Plan. This coverage can include prescription drug coverage. These plans often include extra items such as dental, vision, hearing, gym memberships and over-the-counter benefits.
ES2 Insurance
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”
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